13 January 2026
Fake Surety Bonds in Public Procurement: Controls, Liability, and Risks for Officials
A fake surety bond in public procurement is a guarantee that appears valid on paper but, in reality, was never issued by the indicated insurance company, or has been altered or counterfeited. In these cases, the surety bond... » Read the article
07 January 2026
Insurance Surety Bond for Outdoor Seating (Dehors) in Florence: Practical Guide to the New 2026 Regulation
The New Dehors Regulation: What Changes from 2026 Florence is preparing for a major shift in the rules governing outdoor seating (dehors) and public land concessions. Starting in January 2026, a new regulation will come into force, completely... » Read the article
03 December 2025
VAT Italy Insurance Bond: the New Solution to Avoid the €50,000 Deposit Required from Non-EU Companies Operating in Italy
In recent years, the Italian tax system has introduced a significant barrier for non-EU companies operating in Italy through a fiscal representative: a mandatory €50,000 security deposit to obtain or renew their VIES registration. For many international businesses,... » Read the article
04 December 2025
VIES Guarantee: Lazio Court (TAR) to Rule on January 28, 2026
VIES Guarantee: What’s at Stake for Non-EU Businesses in Italy The debate over the mandatory VIES Guarantee is entering a new, decisive phase. The Lazio Regional Administrative Court (TAR) has scheduled a key hearing for January 28, 2026.... » Read the article
04 December 2025
IVASS Alert on Counterfeit Surety Bonds Issued in the Name of Nordic Guarantee: What Businesses and Individuals Need to Know
In recent months, the surety bond market has once again come under the spotlight. IVASS, the Authority that oversees insurance in Italy, published an urgent statement on November 11, 2025, warning of the circulation of false surety bonds... » Read the article
10 June 2025
Guarantee for VAT Fiscal Representative: all the new provisions of the 2025 decree.
Imagine you’re a foreign entrepreneur determined to expand your business in Italy. You’re faced with the complex world of taxation and come across the concept of a “Fiscal Representative.” This role, essential for legally operating in our country... » Read the article
21 January 2025
Judgment of the Court of Cassation No. 31105/2024: New Perspectives on First-Demand Guarantees
Distinction between suretyship and independent guarantees, nullity of guarantees conforming to the ABI scheme, and key clarifications to protect guarantors. The recent judgment of the Court of Cassation No. 31105/2024: Implications for Personal Guarantees Law Judgment No. 31105/2024... » Read the article
05 August 2024
Counterfeit Insurance Guarantees: How to Protect Yourself from Fraud
“ANAC urges verifying the authenticity of insurance guarantees, whether issued by Italian or foreign companies, by directly contacting the issuing company.” Insurance guarantees are crucial tools to secure commercial and financial transactions. They provide insurance against the risk... » Read the article
12 November 2024
What is the difference between a guarantor and a co-obligor in guarantees?
The role and importance of the co-obligor in guarantees Guarantees are financial instruments widely used in commercial and financial transactions, where one party commits to guaranteeing the payment of a debt should the main debtor fail to do... » Read the article
12 November 2024
When a surety bond is null: an in-depth legal analysis
A surety bond, a contract in which one party commits to guarantee the debt of another, is a crucial element in the financial and legal landscape. However, there are specific circumstances where a surety bond can be considered... » Read the article
12 November 2024
Bank Guarantee: What to Know Before Signing a Bank Guarantee
A bank guarantee is a contract of guarantee where the guarantor ensures to the beneficiary the payment of the debtor’s debts in case the latter is unable or unqualified to settle what is due. But what should you... » Read the article
12 November 2024
