Provisional Guarantee – Provisional Surety for Tender Competitions

Does your company participate in one or more tender competitions?

Are you looking for a provisional surety for public procurements?

Do you need a dedicated professional in Surety Insurance for procurements because you participate in many public competitions?

Are you looking for real-time online Surety Insurance for Trenitalia, Consip, or ANAS competitions?

Did you forget a competition deadline and need Surety Insurance Online or a provisional surety for public procurements immediately? ?

A provisional guarantee is an essential requirement to participate in a tender competition. This form of guarantee is increasingly requested by public administrations to ensure the actual implementation of services, works, and supplies by the company that wins the tender.

We are very fast, we issue online Surety Insurance for procurements in 24 hours, we have Surety Insurances for TRENITALIA, CONSIP, and ANAS tenders, and online enterprise surety.

We operate throughout the national territory (including islands).

Contact us directly online to receive a real-time response for business guarantees, or call one of our closest offices:

Tel. +39 055 49.32.199 – Tel. +39 02 667.124.17

or write an email:

You can also contact us via WhatsApp: +39 366.209.70.30 send a message and we will respond during office hours, within 5 minutes.

Before we focus on sureties for tender competitions, let’s see what it is.

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What does the Provisional Surety cover?

Provisional Surety in Procurements: In submitting bids for tenders, a “provisional guarantee” equal to 2% of the base value indicated in the tender notice is required. This can be a surety or a guarantee, at the bidder’s discretion. The contracting authority may adjust the amount of the surety between 1% and 4%, depending on the nature and risk of the contract. In aggregate competitions, the guarantee is standard at 2%. For temporary business consortia, the guarantee must cover all participating companies.

Methods of Depositing the Surety: The bidder may choose to deposit the surety in cash, by bank transfer, certified checks, or public debt securities guaranteed by the State. This deposit can be made at a provincial treasury section or at authorized companies, as a pledge.

Sureties for Contractors: Contractors can choose to issue the surety guarantee through banking, insurance, or financial intermediary firms that meet solvency requirements according to the law. These firms must be subject to audit by qualified companies.

Conditions of the Guarantee: The guarantee must include specific clauses, such as waiving the benefit of the debtor’s prior execution and the operability of the guarantee within 15 days upon request from the contracting authority.

Duration of the Guarantee: The guarantee must be valid for at least 180 days from the submission of the offer, with the possibility of adjusting the term based on the duration of the procedure. The notice may require the guarantor to renew the guarantee if necessary.

Coverage of the Guarantee: The guarantee covers situations such as the non-signing of the contract after the award for reasons attributable to the awardee, including any anti-mafia information measures. The guarantee is automatically released upon signing the contract.

Obligation of Surety for the Execution of the Contract: The offer must include the commitment of a surety, different from that of the provisional guarantee, to issue a surety guarantee for the execution of the contract, as established in articles 103 and 104. The surety guarantees must conform to the standard scheme of article 103, paragraph .

The online surety insurance or provisional surety is a form of guarantee that governs the relationship of three physical or legal entities .

  • The contractor or debtor: the one who requests a loan from a credit institution. n our case, the company that wants to participate in the tender and wants to ensure to the entity the realization of the services through a surety.
  • The beneficiary: the one who benefits from the surety contract, in other words, the guaranteed party. It can be the one who provides the financing or, as in our case, the entity issuing the tender notice and who wants to ensure that the services are delivered, as specified in the tender notice.
  • The surety: the one who guarantees with their assets the extinction of the debt in case of insolvency on the part of the contractor. In our case, who is able to guarantee the economic coverage or any cost.

Provisional Sureties

With this contract, the company commits to the public entity to meet the requirements, purposes, and objectives specified in the tender. If the company wins the competition and is awarded the contract, it must also ensure an additional guarantee, thus the provisional guarantee under the procurement code becomes necessarily a definitive surety for public procurements.

If the company does not meet the obligations regarding the requirements specified in the tender or in case of award does not present the final surety contract under the procurement code, the beneficiary must be compensated by the guarantor within 15 days from the written request of the public entity.

In other words, the provisional public procurement surety issued by a credit institution as a surety is useful in the early stages of the tender to ensure the company meets all the requirements specified in the tender notice and subsequently in case of winning serves to attest the commitment of the guarantor to relaunch and subscribe to the definitive grace for the start of the works.

What are the Regulatory References related to the Provisional Surety?

In the new Italian Public Contracts Code (Legislative Decree 36/2023), articles 53, 106, and 117 establish two different disciplines for provisional and definitive guarantees, differentiating them based on whether the procurement procedures are below or above the EU threshold:

  1. Procedures Below the EU Threshold (Art. 53): In these procedures, a provisional guarantee is generally not required unless there are specific needs. If requested, the guarantee cannot exceed 1% of the contract amount. The definitive guarantee is normally required and is equal to 5% of the contract amount, but may be omitted in specifically motivated cases​​.
  2. Procedures Above the EU Threshold (Art. 106 and 117): These articles regulate the forms of guarantee for larger-scale procedures. Legislative Decree 36/2023 stipulates that the surety is limited to providing cash as a pledge, while the surety must be digitally issued and signed. It also details the calculation of the provisional guarantee and the conditions for its reduction. Article 117 establishes the consequences in case of non-compliance and the possibility of revoking the award or executing the provisional guarantee​​.

These provisions reflect a differentiated approach depending on the size of the procurements, trying to balance the need for security for the contracting authority with the burden on economic operators.

The European thresholds for public procurement in Italy, according to art. 14 of Legislative Decree 36/2023, 36/2023, were modified in 2023 and are as follows:

  1. For public works contracts:
    • Euro 5.382.000.
  2. For public service supply contracts and public design competitions:
    • Euro 431.000 generally.
    • Euro 140,000 for public service supply contracts and public design competitions awarded by contracting authorities that are central government authorities listed in Annex I to Directive 2014/24/EU.
  3. For social and similar services contracts:
    • Euro 750,000 for contracts listed in Annex XIV to Directive 2014/24/EU​.

What documents are needed to obtain a provisional surety for procurements?

To apply for a provisional surety for public procurements, you must have the following documentation:

  • Tender notice
  • Tender specifications
  • Chamber of Commerce certificate of the company
  • Latest Filed Financial Statement
  • Administrator’s document

For all other needs

Thanks to our professionalism and experience, we have established collaborations with the leading Italian Insurance Companies and provide provisional and definitive Surety Insurances online for every need, even the most complex: for CONSIP tenders, Project financing, Trenitalia, RFI, Grandi Stazioni…


It’s very simple: just send an email or call and one of our consultants can provide all the necessary information:


WE REMAIN at your disposal for any clarification also at the numbers listed below:

Phone +39

Phone +39

Phone. +39 02.667.12.417

Phone. +39 011 188.375.67

You can also contact us via WhatsApp +39 366 209.70.30 – send a message and we will respond during office hours, within 5 minutes.

“Explore our clients’ experiences and discover how our service has made a difference in their lives. Join them and start writing your own success story!”


Definitive Surety for Public Procurements

Advance payments for public contracts

Sureties and surety bonds for CONSIP tender notices

Surety for complex procurements: Trenitalia, Anas, Enel

Surety for balance payment

Surety for unblocking withholding guarantees

Posthumous decennial policy and CAR Procurements

Le recensioni positive dei nostri clienti sono la prova tangibile della nostra eccellenza. Clicca qui per vedere cosa dicono le persone che hanno vissuto la nostra esperienza.




We can issue the PROVISIONAL PROCUREMENT SURETY in just 24 hours from when we receive all the necessary documents.


We have an online consulting system, via phone, WhatsApp, social media, and email that assists the customer without deadlines or limits even after the purchase.


We are used to being bombarded by numerous unsolicited phone calls and advertising messages. Our company strongly believes in the conscious and reserved use of the data we acquire, strictly for the purpose related to the request for the online insurance guarantee, and we believe this makes a difference. With us, your personal data is safe, also thanks to our protected computer systems.


Our professionalism is evident through our results, and we invite you to read the experiences of our clients through the reviews posted on Google; we are reliable, competent, flexible, consistent, and credible in our trade.



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Veloci e professionali, ringrazio Mariana per la gentilezza
Servizio perfetto, molto rapido, facilissimo contattare e ricevere immediata risposta ed assistenza , niente di negativo da segnalare
Servizio eccellente! Ringrazio infinitamente Mariana; gentilissima, veloce e professionale. Non mancherò di consigliare vivamente questo servizio ad amici e parenti. GRAZIE!
Ottimo servizio, puntuali ed efficenti, soprattutto Debora.
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Davvero rapidi. Così bisogna essere per portare avanti Italia. Sergio Marcchionne in una delle sue conferenze disse una cosa simile ovvero ''BISOGNA ESSERE RAPIDI'' e senza andare nello stress!Ringrazio gentile Deborah che mi ha seguito la pratica che poi ho potuto consegnare il documento nei tempi previsti...Alla prossima!Umer
Il servizio è stato veloce ed eseguito bene.
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Ottimo servizio! Puntuali, chiari nelle istruzioni e veloci nell’emissione della polizza. Ci hanno messo pochissimo tempo a rispondere ed elaborare la richiesta.Lo consiglio caldamente!Grazie a Mariana per la sua assistenza e velocità nel servizio.
Response from the owner: "Grazie per il suo gentile commento! Siamo molto felici che l’assistenza di Mariana abbia contribuito a rendere il processo di emissione della polizza di fideiussione assicurativa rapido ed efficace. Ci impegniamo costantemente per offrire un servizio di alta qualità e apprezziamo molto il suo riconoscimento. è qui per supportarla in ogni sua esigenza futura!"
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