Bank Guarantee and Policies for Foreigners

Health Insurance Policy for Civil Registry Enrollment for EU Citizens

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Residence Certificate, Stress-Free, in 12 Hours

Moving to Italy is an important step, but bureaucracy can quickly turn into a stressful obstacle. If you are a European Union citizen and intend to stay in Italy for more than 3 months without an employment contract, the Municipality (Comune) will require mandatory health insurance to complete your registration with the Civil Registry (Anagrafe).

Don’t risk having your application rejected at the counter because of an incomplete document. With ItaliaFideiussioni.it, you can obtain a health insurance policy that is 100% valid for legal purposes, issued in just 24 hours, conveniently online and with your identity document alone.


We operate throughout Italy, islands included.

Contact us directly online to receive an immediate reply, or call one of our nearest offices.
Tel.   +39 055 28.53.13   –  Tel.  +39 02 667.124.17

Email: info@italiafideiussioni.it

Message us on  
WhatsApp
  WhatsApp:  +39 339 71.50.157  — send a message and we will reply during office hours, within 5 minutes.


Why is health insurance mandatory for EU citizens? The legal requirements

Under Legislative Decree No. 30 of 6 February 2007 (Art. 7(1)(b)), European citizens who stay in Italy for more than three months (students, members of religious orders, or non-working individuals) must demonstrate that they have sufficient financial resources and health insurance covering risks within the national territory.

Our policy is designed specifically to comply to the letter with these directives and with the Italian Ministry of Health Circular of 3 August 2007, ensuring a successful outcome at the Municipality.


What exactly does our policy cover?

To be accepted by the Civil Registry Officer, a policy cannot be generic. The solution offered by ItaliaFideiussioni.it guarantees you:

  • High coverage limits: Coverage with a limit of €30,000, which can rise up to €100,000 for the reimbursement of emergency hospital expenses (unexpected accidents or illnesses).
  • One-year duration: Validity for one calendar year, an essential requirement set by the Municipalities for issuing the certificate.
  • Direct settlement: Direct payment to the hospital so you don’t have to pay out of your own pocket.
  • 24/7 assistance: Telephone medical advice and medical transport included.

Transparent Costs and Issuance Times: The ItaliaFideiussioni.it method

Unlike other agencies that keep you waiting days for a quote, we focus on speed and transparency. The cost of the policy varies according to the insured person’s age bracket (starting from just €80.00 for 30 days).


How our 100% digital service works:

  1. Submit documents: Simply provide a valid identity document of the Policyholder — the person who applies for the health insurance — and a document of the policy’s beneficiary.
  2. Lightning-fast issuance: We process your application in less than 12 hours.
  3. Digital signature: You receive the policy by email with a certified digital signature, ready to be printed and submitted to the Municipality, with no need to visit our offices.

The health policy can be issued only if there is a person resident in Italy available to take on the role of Policyholder (Contraente). Without such a figure, we will not be able to proceed with issuing the insurance cover.


Frequently Asked Questions (FAQ) on Civil Registry Registration and the Health Policy

  1. How long must the health insurance last for the Municipality? To be valid for civil registry registration, the law requires the policy to have a one-year duration. Our policy meets this requirement and automatically ceases at expiry, with no need to give notice of cancellation.
  2. Does this policy entitle me to enrol in the National Health Service (SSN)? No. Private health insurance is a mandatory requirement to regularise your presence in Italy and register with the Municipality’s Civil Registry, but it does not grant the right to enrol in the public National Health Service (SSN).
  3. How quickly will I receive the document valid for the Civil Registry? We specialise in urgent cases. Once we receive your identity document and payment, we issue and send you the policy by email with a digital signature within a maximum of 12 hours.
  4. What if I cannot physically come to your offices? There is no need to come in person. We offer a secure, certified distance-selling service. We handle the entire process by email or WhatsApp, and the policy is delivered to you digitally.
  5. Does the client have to sign documents other than the policy?
    Yes. The client must first receive the information note, the policy’s technical data sheet, our privacy notice (and give express consent), the anti-money-laundering questionnaire for identifying the beneficial owner, and the mandatory pre-contractual paperwork required for the transparency of our work.
  6. What payment methods can I use?
    Payment can be made by bank transfer, postal payment slip, or PayPal.
  7. How can I receive the health policy for an EU citizen?
    Thanks to our digital signature system, the policy can be sent by email.

Rely on IVASS-Certified Professionals

ItaliaFideiussioni.it (BrokerSubito S.r.l.s.) is an insurance intermediary duly registered with the RUI (Section B — B000674688) and operating in full compliance with IVASS regulations. Your privacy and your data are safe with us.

Don’t let bureaucracy stop your plans in Italy.

Sort out your application today with a free consultation from our experts.

📞 Call now: +39 055 28.53.13

💬 WhatsApp (reply within 5 min): +39 339 71.50.157

Useful Information

ANSWERS TO YOUR QUESTIONS (FAQ)

  • How long does it take to issue the health insurance for an EU citizen?
    We are very fast; it only takes 24 hours from when we receive the identity document, which is the only necessary document.
  • Does the client need to sign other documents besides the policy?
    Yes, the client must first receive the information note, the policy’s technical sheet, our privacy notice and give expressed consent, the anti-money laundering questionnaire for the identification of the beneficial owner, and the mandatory pre-contractual forms necessary for the transparency of our operations.
  • How can I make the payment?
    Payment can be made via Bank Transfer or PayPal.
  • How can I receive the health insurance for an EU citizen?
    Thanks to our digital signature system, the guarantee can be sent via Email.
  • In case I cannot visit your offices due to COVID-19 or another pandemic, is there a method for remote sales?
    Yes, remote sales via email are available in 2 simple steps.

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Guarantee for Study, Work, or Hospitalization Visa
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Health insurance for a tourist visa for a foreigner in Italy
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  • Guarantee for foreigners for family reunification

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GUARANTEE FOR FOREIGNERS FOR TOURIST VISA + HEALTH INSURANCE SAVINGS OFFER

ITALIAFIDEIUSSIONI WHY CHOOSE US?

  • SPEED

We are able to issue the guarantee for a tourist visa in just 24 hours from when we receive all the necessary documents.

  • ASSISTANCE AND CONSULTATION

We have an online consulting system, via phone, WhatsApp, and email that assists the client without deadlines or limits even after making the purchase.

  • CONFIDENTIALITY AND RESPECT FOR PRIVACY

We are accustomed to being bombarded with numerous unsolicited phone calls and advertising messages; our company strongly believes in the conscious and confidential use of data, which is possessed strictly for use related to the guarantee request, and we believe this makes a difference.
With us, your personal data is safe, also thanks to our protected computer systems.

  • PROFESSIONALISM

Our professionalism is evident through our results, and we invite you to read the experiences of our clients through the reviews left on Google; we are reliable, competent, flexible, consistent, and credible in our craft.