{"id":13844,"date":"2026-06-25T18:16:21","date_gmt":"2026-06-25T18:16:21","guid":{"rendered":"https:\/\/www.italiafideiussioni.it\/what-is-an-insurance-surety-bond-and-why-request-it\/"},"modified":"2026-06-25T18:16:21","modified_gmt":"2026-06-25T18:16:21","slug":"what-is-an-insurance-surety-bond-and-why-request-it","status":"publish","type":"post","link":"https:\/\/www.italiafideiussioni.it\/en\/what-is-an-insurance-surety-bond-and-why-request-it\/","title":{"rendered":"What is a surety bond (insurance guarantee)? How does it work?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">An insurance surety bond, in its broadest sense, is a guarantee provided by an insurance company that undertakes the obligation to pay a debt should the principal debtor fail to fulfil it. The definition of an &#8220;insurance surety bond&#8221; therefore implies a commitment by the insurer to pay the debt incurred by the policyholder of the guarantee. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In practice, this type of surety bond means greater security for the creditor, who receives the guarantee of a sound and reliable insurance provider. In essence, the <strong>insurance surety bond<\/strong> is a form of protection that steps in to cover any financial defaults.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you are in a hurry to find a guarantor within a short time frame and wish to avoid lengthy and complex bureaucratic procedures, <strong><a href=\"https:\/\/www.italiafideiussioni.it\/en\/\">the insurance surety bond<\/a><\/strong> could be the right choice.<\/p>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-149_cb46ca-9d .kt-block-spacer{height:60px;}.wp-block-kadence-spacer.kt-block-spacer-149_cb46ca-9d .kt-divider{border-top-width:1px;height:1px;border-top-color:#eee;width:80%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-149_cb46ca-9d\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">What is an insurance surety bond?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A surety bond is a guarantee contract<\/strong>, which therefore <strong>assures the creditor<\/strong> of payment in the event of default by the debtor. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In the context of the insurance guarantee, considered one of the most reliable, the insurance company takes on the role of guarantor. It provides security regarding the debtor&#8217;s financial obligation towards a creditor. In line with the provisions of the Civil Code, through this guarantee an entity (in this case, the insurance company) commits directly to the creditor, ensuring the fulfilment of a third party&#8217;s financial obligation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>The insurance surety bond<\/strong> is a legal contract in which the insurance agency itself acts as guarantor for the policyholder. The insurance company therefore <strong>takes on the responsibility<\/strong> of paying the policyholder&#8217;s debt should the policyholder be unable to pay what was agreed towards the creditor or beneficiary of the surety bond. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>The Insurance Surety Bond is required by companies in order to take part <a href=\"https:\/\/www.italiafideiussioni.it\/en\/insurance-surety-for-public-contracts\/\">in public tenders<\/a> without having to draw on bank lines of credit.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">With the insurance surety bond too, the parties involved are three: <strong>policyholder, beneficiary and surety.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In the <strong>insurance surety bond,<\/strong> one of the most established and sought-after forms alongside the bank guarantee, the insurance company takes on the role of guarantor, providing security for the fulfilment of the debtor&#8217;s obligations towards the creditor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Here are some <strong>key aspects<\/strong> of the insurance surety bond:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>How it works<\/strong>: If the obligated party fails to fulfil its obligations, the beneficiary can turn to the insurance company to obtain the payment or performance guaranteed by the surety bond. The insurer may then seek to recover the amount paid from the obligated party.<\/li>\n\n\n\n<li><strong>Advantages for the Applicant<\/strong>: Unlike bank guarantees, the insurance surety bond generally does not affect the applicant&#8217;s creditworthiness. This allows the obligated party to retain its ability to obtain other financing or guarantees.<\/li>\n\n\n\n<li><strong>Costs and Conditions<\/strong>: Insurance surety bonds tend to have lower costs than bank guarantees and often do not require additional collateral, making them more accessible for some applicants.<\/li>\n\n\n\n<li><strong>Applications<\/strong>: They are frequently used in contexts such as public tenders, supplies of goods and services, contractual obligations, and in situations where a guarantee is required to ensure compliance with certain obligations.<\/li>\n\n\n\n<li><strong>Issuance Procedure<\/strong>: The procedure for obtaining an insurance surety bond is generally faster and less bureaucratic than that for a bank guarantee.<\/li>\n\n\n\n<li><strong>Legal Aspects<\/strong>: Insurance surety bonds are governed by national regulations concerning the insurance and contractual sector, and may vary depending on the country and the specific context.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The insurance surety bond <strong>offers a flexible and often more cost-effective solution for guaranteeing the fulfilment of contractual or legal obligations<\/strong>, without excessively burdening the applicant&#8217;s financial capacity.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em><strong>Who is the policyholder?<\/strong><\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The policyholder is the party who applies for the surety bond, namely the debtor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em><strong>Who is the beneficiary?<\/strong><\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The beneficiary is the party in whose favour the surety bond contract is established, serving to guarantee the proper fulfilment of the debtor&#8217;s obligations.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em><strong>Who is the surety?<\/strong><\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The surety is the insurance agency that undertakes to pay the policyholder&#8217;s debt should the policyholder face insolvency problems.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Must the insurance agency cover the debt? It will subsequently exercise its <strong>right of recourse<\/strong> against the policyholder to recover the amount paid. The course of action is established when the contract is signed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The insurance surety bond fits within the legal and regulatory framework of all other surety bonds. Generally, those who apply for an insurance surety bond need <strong>liquidity within a short time<\/strong> and without too many constraints.<\/p>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-149_4db407-92 .kt-block-spacer{height:60px;}.wp-block-kadence-spacer.kt-block-spacer-149_4db407-92 .kt-divider{border-top-width:1px;height:1px;border-top-color:#eee;width:80%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-149_4db407-92\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-149_d50204-54 .kt-block-spacer{height:60px;}.wp-block-kadence-spacer.kt-block-spacer-149_d50204-54 .kt-divider{border-top-width:1px;height:1px;border-top-color:#eee;width:80%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-149_d50204-54\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Timeframes<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>How long does it take to obtain an insurance surety bond?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>The issuance times for this type of contract are faster<\/strong>; it rarely takes more than four working days. In any case,<strong> the company always assesses the applicant&#8217;s financial soundness<\/strong>, checking that there are no outstanding unpaid amounts.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It is important to have a clean financial history, with no setbacks. Otherwise, the applicant is considered at risk of insolvency and the interest rate will, in all likelihood, be <strong>less favourable<\/strong> for the debtor.<\/p>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-149_32bbfa-8b .kt-block-spacer{height:60px;}.wp-block-kadence-spacer.kt-block-spacer-149_32bbfa-8b .kt-divider{border-top-width:1px;height:1px;border-top-color:#eee;width:80%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-149_32bbfa-8b\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Documents required to obtain an insurance surety bond<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Here is the documentation that the applicant must submit to the insurance agency:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">In the case of a company<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Identity document of the director<\/li>\n\n\n\n<li>The VAT number<\/li>\n\n\n\n<li>The balance sheet<\/li>\n\n\n\n<li>The Modello Unico (Italian unified tax return)<\/li>\n\n\n\n<li>The company financial statements for the last five years<\/li>\n\n\n\n<li>Up-to-date accounting records<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">In the case of a natural person<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Identity document<\/li>\n\n\n\n<li>Tax code (codice fiscale)<\/li>\n\n\n\n<li>CUD or 730 (Italian income tax forms)<\/li>\n\n\n\n<li>The last two payslips<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-149_8beabc-99 .kt-block-spacer{height:60px;}.wp-block-kadence-spacer.kt-block-spacer-149_8beabc-99 .kt-divider{border-top-width:1px;height:1px;border-top-color:#eee;width:80%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-149_8beabc-99\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How much does the Insurance Surety Bond cost?<\/strong><\/h2>\n\n\n\n<h2 class=\"wp-block-heading\">The costs of an Insurance Surety Bond<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The insurance agency requests payment for the service through the <strong>payment of a cash &#8220;premium&#8221;<\/strong>, which the debtor pays to the agency, usually in a single instalment. For the signing of the surety bond, insurance agencies usually request the <strong>payment of interest<\/strong> calculated on an annual basis, which in most cases ranges between 0.5% and 5%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, they may also include a <strong>commission<\/strong>, usually equal to 1% of the total sum. Failure by the debtor to pay the charges results in the <strong>termination of the contract<\/strong>; the insurance agency is therefore no longer bound to honour its commitments.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The premium includes both the interest on the service and the processing fees. In order to be authorised to draw up a <strong>contract as sureties<\/strong>, insurance agencies must be enrolled and registered with the surety (cauzioni) branch of IVASS.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The possible forms of an insurance surety bond vary depending on the reason it is requested; here are the main ones:<\/p>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-149_ff289b-94 .kt-block-spacer{height:101px;}.wp-block-kadence-spacer.kt-block-spacer-149_ff289b-94 .kt-divider{border-top-width:1px;height:1px;border-top-color:#eee;width:80%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-149_ff289b-94\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Insurance Surety Bond for rent<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The landlord protects themselves against possible default by the tenant, who in this case is the policyholder and is only required to pay the insurance agency the interest on an annual basis. This formula does not require a security deposit, unlike the bank version. The policyholder is relieved of any civil liability. We at <strong><a href=\"https:\/\/www.italiafideiussioni.it\/en\/\">italiafideiussioni.it<\/a><\/strong> have an excellent solution <strong><a href=\"https:\/\/www.italiafideiussioni.it\/?p=1848\">for commercial rentals.<\/a><\/strong><\/p>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-149_c679bd-9b .kt-block-spacer{height:60px;}.wp-block-kadence-spacer.kt-block-spacer-149_c679bd-9b .kt-divider{border-top-width:1px;height:1px;border-top-color:#eee;width:80%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-149_c679bd-9b\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Insurance Surety Bond for VAT refunds<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If you are a professional interested in receiving a <strong>VAT refund in advance<\/strong>, the procedure involves signing a <strong><a href=\"https:\/\/www.italiafideiussioni.it\/fideiussione-rimborso-iva\/\">Surety Bond for VAT Refunds<\/a><\/strong>. In order to make use of this surety bond, the taxpayer&#8217;s claim against the Italian Revenue Agency (Agenzia delle Entrate) must be equal to or greater than 5,164.57 euros.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The surety bond serves to guarantee to the financial administration the refund of the sum should, following the relevant assessments, the refund requested by the taxpayer be found to be unlawful.<\/p>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-149_467798-cf .kt-block-spacer{height:60px;}.wp-block-kadence-spacer.kt-block-spacer-149_467798-cf .kt-divider{border-top-width:1px;height:1px;border-top-color:#eee;width:80%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-149_467798-cf\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Surety bond for public tenders<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The<a href=\"https:\/\/www.italiafideiussioni.it\/en\/insurance-surety-for-public-contracts\/\"> <\/a><strong><a href=\"https:\/\/www.italiafideiussioni.it\/en\/insurance-surety-for-public-contracts\/\">Surety Bond<\/a> <\/strong>is taken out by the company that takes part in a public tender. Its role is to cover, in any event, the company&#8217;s future expenses should it win the <strong>tender<\/strong>. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A form of guarantee in which the beneficiary is the public body issuing the tender. In this way, it is ensured that the winning business carries out the works or provides the service as agreed, in any event.<\/p>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-149_71d471-6d .kt-block-spacer{height:60px;}.wp-block-kadence-spacer.kt-block-spacer-149_71d471-6d .kt-divider{border-top-width:1px;height:1px;border-top-color:#eee;width:80%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-149_71d471-6d\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">What is the difference between a bank guarantee and an insurance surety bond?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The bank guarantee and the insurance surety bond are two forms of guarantee used to ensure compliance with an obligation, such as the payment of a debt, but they have some key differences:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Guarantee Provider:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bank Guarantee: Provided by a bank.<\/li>\n\n\n\n<li>Insurance Surety Bond: Provided by an insurance company.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Impact on Creditworthiness:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bank Guarantee: It can affect the applicant&#8217;s creditworthiness. When a bank issues a guarantee, the applicant&#8217;s credit limit is usually reduced by the amount of the guarantee, limiting the ability to take on further debt.<\/li>\n\n\n\n<li>The Insurance Surety Bond does not negatively affect the applicant&#8217;s credit rating, unlike banks, which may require the blocking of assets, money or securities as security for the entire validity period of the subscribed guarantee.<\/li>\n\n\n\n<li>Insurance Surety Bond: Generally does not affect the applicant&#8217;s creditworthiness. It does not reduce the credit limit with banks, allowing the applicant to retain the ability to obtain financing.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Costs and Conditions:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bank Guarantee: It may have higher management costs and require additional collateral, such as the freezing of assets.<\/li>\n\n\n\n<li>Insurance Surety Bond: Tends to have a lower cost and often does not require additional collateral, making it more accessible for some applicants.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Issuance Procedure and Speed:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bank Guarantee: The procedure can be longer and more complex, requiring an in-depth analysis of the applicant&#8217;s solvency.<\/li>\n\n\n\n<li>Insurance Surety Bond: The issuance procedure is often faster and less bureaucratic.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Purpose:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bank Guarantee: Often used for large amounts or for complex financial transactions.<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/www.italiafideiussioni.it\/en\/insurance-surety-for-public-contracts\/\">Insurance Surety Bond<\/a><\/strong>: Common in contexts such as tenders, supplies, and contractual obligations, where it serves more as a guarantee of fulfilment than as credit protection.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Both forms of guarantee provide a level of security to the beneficiary, ensuring that the applicant&#8217;s obligations will be met. The choice between the two depends on the applicant&#8217;s specific needs and financial situation.<\/p>\n\n\n<div class=\"gb-container gb-container-ae06f565\">\n<style>.wp-block-kadence-advancedheading.kt-adv-heading149_f67a3f-0a, .wp-block-kadence-advancedheading.kt-adv-heading149_f67a3f-0a[data-kb-block=\"kb-adv-heading149_f67a3f-0a\"]{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading149_f67a3f-0a mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading149_f67a3f-0a[data-kb-block=\"kb-adv-heading149_f67a3f-0a\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading149_f67a3f-0a img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading149_f67a3f-0a[data-kb-block=\"kb-adv-heading149_f67a3f-0a\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading149_f67a3f-0a wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading149_f67a3f-0a\"><strong>Contact us directly online<\/strong> to receive a real-time reply: Write to us via <strong><a href=\"https:\/\/wa.me\/+393397150157\" target=\"_blank\" rel=\"noreferrer noopener\">WhatsApp: +39 339.71.50.157<\/a><\/strong> send a message and <strong>we will reply during office hours, within 5 minutes<\/strong>.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading149_47d9c2-21, .wp-block-kadence-advancedheading.kt-adv-heading149_47d9c2-21[data-kb-block=\"kb-adv-heading149_47d9c2-21\"]{padding-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-right:var(--global-kb-spacing-xs, 1rem);margin-left:var(--global-kb-spacing-xs, 1rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading149_47d9c2-21 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading149_47d9c2-21[data-kb-block=\"kb-adv-heading149_47d9c2-21\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading149_47d9c2-21 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading149_47d9c2-21[data-kb-block=\"kb-adv-heading149_47d9c2-21\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading149_47d9c2-21 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading149_47d9c2-21\">Or call one of our nearest offices: Tel. <a href=\"tel:+390554932199\">+39 055 49.32.199<\/a> \u2013 Tel. <a href=\"tel:+390266712417\">+39 02 667.124.17<\/a> or write an email: <a href=\"mailto:info@italiafideiussioni.it\">info@italiafideiussioni.it<\/a><\/p>\n\n<\/div>\n\n<div class=\"gb-container gb-container-7568d8df\"><\/div>\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>An insurance surety bond, in its broadest sense, is a guarantee provided by an insurance company that undertakes the obligation to pay a debt should the principal debtor fail to fulfil it. The definition of an &#8220;insurance surety bond&#8221; therefore implies a commitment by the insurer to pay the debt incurred by the policyholder of [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","footnotes":""},"categories":[48],"tags":[],"class_list":["post-13844","post","type-post","status-publish","format-standard","hentry","category-approfondimenti-fideiussioni"],"acf":false,"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Insurance surety bond: what it is and how to get it quickly<\/title>\n<meta name=\"description\" content=\"Insurance surety bond, everything you need to know: types, costs, how to apply and how to get it quickly.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.italiafideiussioni.it\/en\/what-is-an-insurance-surety-bond-and-why-request-it\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Insurance surety bond: what it is and how to get it quickly\" \/>\n<meta property=\"og:description\" content=\"Insurance surety bond, everything you need to know: types, costs, how to apply and how to get it quickly.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.italiafideiussioni.it\/en\/what-is-an-insurance-surety-bond-and-why-request-it\/\" \/>\n<meta property=\"og:site_name\" content=\"Italia Fideiussioni\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/italiafideiussioni\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-25T18:16:21+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@itafideiussioni\" \/>\n<meta name=\"twitter:site\" content=\"@itafideiussioni\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.italiafideiussioni.it\\\/en\\\/what-is-an-insurance-surety-bond-and-why-request-it\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.italiafideiussioni.it\\\/en\\\/what-is-an-insurance-surety-bond-and-why-request-it\\\/\"},\"author\":{\"name\":\"\",\"@id\":\"\"},\"headline\":\"What is a surety bond (insurance guarantee)? 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