{"id":7470,"date":"2018-11-05T12:12:17","date_gmt":"2018-11-05T12:12:17","guid":{"rendered":"https:\/\/www.italiafideiussioni.it\/sureties-for-businesses-and-professionals\/construction-and-real-estate\/c-a-r-and-post-completion-decennial-policy\/"},"modified":"2024-05-10T11:45:02","modified_gmt":"2024-05-10T11:45:02","slug":"c-a-r-and-post-completion-decennial-policy","status":"publish","type":"page","link":"https:\/\/www.italiafideiussioni.it\/en\/sureties-for-businesses-and-professionals\/construction-and-real-estate\/c-a-r-and-post-completion-decennial-policy\/","title":{"rendered":"C.A.R. and Post-Completion Decennial Policy"},"content":{"rendered":"<h2><span style=\"font-weight: 400;\">C.A.R. Site Policy, Post-Completion Decennial, and E.A.R. Policy<\/span><\/h2>\n<p><i>Is your company involved in private and public construction? <\/i><\/p>\n<p><i>Are you a builder participating in public and private tenders?<\/i><\/p>\n<p><i>You definitely need a C.A.R. policy, an E.A.R. policy, and a Post-Completion Decennial policy. <\/i><\/p>\n<p><i>Do you know what these are?<\/i><\/p>\n<p><span style=\"font-weight: 400;\">These insurance policies are provided in accordance with Law 210\/2004 and Legislative Decree 122\/2005. 122\/2005<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Our company specializes in issuing this type of insurance policy, <strong>contact us now<\/strong> via <img decoding=\"async\" src=\"https:\/\/www.italiafideiussioni.it\/wp-content\/uploads\/2015\/04\/WhatsApp_Logo_6.png\" alt=\"\" width=\"33\" height=\"32\" \/> <strong>WhatsApp: +39 339.71.50.157 <\/strong> Send a message and we will respond during office hours, <strong>within 5 minutes.<\/strong><\/span><\/p>\n<p>Contact us directly online for an <strong>immediate response<\/strong>, or <a href=\"https:\/\/www.italiafideiussioni.it\/sedi\/\">call one of our nearest offices<\/a>. <strong>Tel. +39 055 28.53.13 \u2013Tel. +39 02 667.124.17<\/strong><\/p>\n<p><strong>Email : <a>info@italiafideiussioni.it<\/a><\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">The <\/span> <b> C.A.R. insurance policy, which stands for Contractors All Risks, and the E.A.R., Erection All Risk<\/b><span style=\"font-weight: 400;\">, <\/span> <b>insure reimbursement for material damages arising from all risks and unforeseen events related to the construction of civil works<\/b> <span style=\"font-weight: 400;\">and must be stipulated before the start of construction site works;<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">C.A.R. Site Policy<\/span><\/h2>\n<p><b>This insurance protects the contractor or the client for the construction of, for example, a civil engineering work.<\/b><span style=\"font-weight: 400;\">. In other words, it is a guarantee that protects construction <\/span><b>companies from atmospheric and natural events, socio-political issues, fire, theft, and also from construction site accidents, calculation errors, and design flaws.<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It also covers damages caused to third parties during the execution of the works. It is applied in civil engineering works such as <\/span><b>tunnels, civil buildings, schools, hospitals, bridges, viaducts.<\/b><span style=\"font-weight: 400;\"> In public contracts, it is mandatorily required from the winning company to comply with the coverages provided by article 30, paragraph 3 of Law 109\/94 and subsequent modifications.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In private contracts, the C.A.R. policy is becoming more widespread. More and more contractors or clients are using this insurance in private contracts. It is considered an essential insurance coverage for all those companies that want to protect their interests from the many risks that can occur on a construction site.<\/span><\/p>\n<h2 style=\"text-align: center;\"><a href=\"https:\/\/www.italiafideiussioni.it\/testimonianze\/\">Read the numerous reviews from our clients<\/a><\/h2>\n<h2 style=\"text-align: center;\"><a href=\"https:\/\/www.italiafideiussioni.it\/testimonianze\/\">find out what they think of our work<\/a><\/h2>\n<h2><img decoding=\"async\" class=\" wp-image-2692 aligncenter\" src=\"https:\/\/www.italiafideiussioni.it\/wp-content\/uploads\/2022\/01\/google-300x233.jpg\" alt=\"\" width=\"247\" height=\"192\" srcset=\"https:\/\/www.italiafideiussioni.it\/wp-content\/uploads\/2022\/01\/google-300x233.jpg 300w, https:\/\/www.italiafideiussioni.it\/wp-content\/uploads\/2022\/01\/google-768x597.jpg 768w, https:\/\/www.italiafideiussioni.it\/wp-content\/uploads\/2022\/01\/google-150x117.jpg 150w, https:\/\/www.italiafideiussioni.it\/wp-content\/uploads\/2022\/01\/google.jpg 900w\" sizes=\"(max-width: 247px) 100vw, 247px\" \/><\/h2>\n<h2><span style=\"font-weight: 400;\">E.A.R. Policy<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">This guarantee <\/span> <b> covers all risks that can arise from the assembly of a plant or an industrial machine. <\/b><span style=\"font-weight: 400;\">. The E.A.R. assures the insured the reimbursement of the costs of repairing or replacing damaged goods during assembly and, importantly, it protects them from possible civil liabilities in case of damages to third parties during the assembly activity.<\/span><\/p>\n<p><b>The facilities that can be insured are many, here are some examples: steel plants, chemical plants, pharmaceutical plants, power units, electrical installations, power stations, oil pipelines, gas pipelines<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Post-Completion Decennial Policy<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Alongside the C.A.R. and E.A.R. policies,<\/span><b> the post-completion decennial indemnity policy is issued with coverage effective from the date of completion of the works. <\/b><span style=\"font-weight: 400;\">The policy is not paid in full, but only a deposit is made, usually amounting to 20% of the premium; the balance will be paid upon completion of the works.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The rate applied varies, depending on the economic, financial, and asset strength of the applicant and is calculated on the guaranteed amount. The rate is calculated on the construction value of the work, net of the value of the area and charges.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">These policies can only be issued by insurance companies authorized to operate in Italy.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">You can also write via <img decoding=\"async\" src=\"https:\/\/www.italiafideiussioni.it\/wp-content\/uploads\/2015\/04\/WhatsApp_Logo_6.png\" alt=\"\" width=\"33\" height=\"32\" \/><strong>WhatsApp: +39 339.71.50.157<\/strong> send a message we will respond during office hours, <strong>within 5 minutes<\/strong><\/span><\/p>\n<p>Contact us directly online for an <strong>immediate response<\/strong>, or <a href=\"https:\/\/www.italiafideiussioni.it\/sedi\/\">call one of our nearest offices<\/a>. <strong>Tel. +39 055 28.53.13 \u2013Tel. +39 02 667.124.17<\/strong><\/p>\n<p><strong>Email : <a>info@italiafideiussioni.it<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Mandatory policies according to the new Procurement Code. They guarantee the company and your partners against any compensation<\/p>\n","protected":false},"author":5,"featured_media":7117,"parent":7445,"menu_order":3,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_yoast_wpseo_focuskw":"","_yoast_wpseo_title":"Posthumous ten-year policy | Law 210\/2004 | Italia Fideiussioni","_yoast_wpseo_metadesc":"For builders we quickly issue mandatory CAR and ten-year posthumous policies according to law 210 of 2004 - Trust in our experience of over 30 years","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","footnotes":""},"class_list":["post-7470","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":{"blocco_iniziale":"","macroarea_servizi":"","blocco_euro_titolo":"","blocco_euro_testo":"","immagini_aggiuntive":false,"blocco_info_titolo":"","blocco_info_testo":"","blocco_testimonianze":"2"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - 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